Financing & Insurance

Drive Now, Pay Flexibly

Monoga Automobile partners with financial institutions to offer competitive vehicle financing and insurance solutions tailored to your needs.

Vehicle Financing

Flexible Payment Plans

We understand that not everyone can pay for a vehicle outright. That is why Monoga Automobile works with trusted financial partners to help you secure the vehicle you want today, and pay over time at affordable rates.

  • Competitive interest rates
  • Loan terms from 6 to 60 months
  • Minimum deposit negotiable
  • Quick approval process
  • Available for salaried and self-employed individuals
  • Available for new and used vehicles
Apply for Financing
How It Works

3 Simple Steps

Step 1 — Choose Your Vehicle

Browse our inventory and select the vehicle you want. Our team can also help match a vehicle to your budget.

Step 2 — Submit Your Application

Fill out our financing inquiry form or visit us in person. We review your application and submit to our financial partners.

Step 3 — Drive Away

Once approved, complete your deposit and documentation, and drive away in your vehicle. Repayments are made directly to the lender.

Financing Plans

Choose a Plan that Fits Your Budget

Starter Plan

20% Deposit
  • For vehicles up to ₵80,000
  • 12–24 month repayment
  • Competitive interest rate
  • Fast pre-approval
Enquire Now

Premium Plan

40% Deposit
  • For high-value vehicles
  • Up to 60 month repayment
  • Best available rate
  • Dedicated account manager
Enquire Now

* Financing is subject to approval and terms of our partner financial institutions. Contact us for current rates and eligibility.

Vehicle Insurance

Protect Your Investment

We can connect you with reputable insurance providers to ensure your vehicle is covered from the moment you drive off our lot.

  • Third party insurance
  • Comprehensive insurance
  • Fleet insurance for businesses
  • Assistance with insurance documentation
  • Competitive premiums
Get Insurance Quote
Documents Required

What You Need to Apply

  • Valid Ghana Card or Passport
  • Proof of income (pay slip, bank statement, or business income)
  • Utility bill or proof of residence
  • TIN (Tax Identification Number)
  • Passport-size photograph
  • Completed financing application form

Additional documents may be required depending on the financing institution. Our team will guide you through the process.

Apply Today

Start Your Financing Application

Send us your details and a member of our team will contact you to guide you through the application process.

📞 024 6388185 / 020 9057937

💬 WhatsApp: 024 6388185

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